Common Questions And Answers About Filing Workers' Compensation Claims


Being injured while you are at work can result in major financial strains and disabilities. Luckily, workers may not be responsible for the financial repercussions of these injuries because employers are required to have workers' compensation policies in place. However, most workers do not know much about these policies, and as a result, they may need a couple of questions answered when considering their legal options following an on-the-job injury.

Can Your Employer Influence The Claims Process?

Many injured workers may be hesitant about filing a workers' compensation claim because they assume that their employer will fight them every step of the way. However, this is usually not the case. Once the employer completes their part of the paperwork, there is nothing else that they can do for the task. Furthermore, most employers will leave fighting the claim to the insurance company because it can entail significant litigation costs.

Due to this, you should not be worried about retribution from your employer for seeking this compensation. However, there may be instances where an employer is hostile towards an employee filing these claims, and when this is the case, you should immediately seek the services of an experienced attorney. These professionals have the training and experience needed to ensure your rights as an injured employee are protected.

What Happens If You Are Denied The Claim?

Unfortunately, there may be times when the insurance company will deny your claim. Often, this can be done because of claims that you were violating the employee safety protocols, intoxicated, careless or a variety of other reasons. When this happens, it is possible to feel overwhelmed by all of the costs that these injuries entail. Sadly, some individuals may not realize that they can fight these denials.

By hiring an attorney, like Williams Williams & Bembenek PC or others, you can appeal the ruling of the insurance company, and if this is not successful, it is also possible to sue the insurance carrier and the employer. While most people want to avoid going through lawsuits, there may be times when you are left no other choice to ensure you get the compensation that you are entitled.

Workplace injuries are an unfortunate reality, and they can cause major expenses for treatment and lost wages. Fortunately, employers are required to carry insurance policies designed to protect employees from the financial ramifications of being injured on the job. Understanding these common questions and answers about workers' compensation claims will help you understand what needs to be done to ensure your rights are protected during these proceedings.

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Have you ever felt like you were running in circles? After filing for my second bankruptcy, I felt that way. It seemed like I was stuck and could not figure out how to get on the right road to financial health. As I stood outside of the courtroom after my debts were discharged, I decided that I would never again be in that position. I started researching online and found that so many others were in the same predicament. I knew then that I not only had to help myself, but also others. I created this site to help others get out of debt and stay that way.

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